If your personal information was exposed, here’s what you need to know—and why it may not be your fault. In an age where companies collect more data than ever, it’s easy to forget one crucial thing: they’re responsible for protecting it.  When they don’t—and your personal information is leaked, stolen, or sold—you could face: Identity theft Financial fraud  Emotional distress  Damage to your credit score  And the worst part? Many companies donʼt take action until itʼs too lat